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Michael Bock and Theresa NeSmith

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Michael Bock May 30, 2025

What Every Homebuyer Should Know About How Are Property Taxes Calculated

When buying a home, it’s easy to focus on the down payment and mortgage rate, but don’t overlook property taxes. They can significantly affect your monthly payment and long-term budget and understanding how they’re calculated is key to making smart homebuying decisions.

We will break down the basics and highlight a few often-missed factors that could influence how much you’ll pay.

Filed Under: Home Buying Tips Tagged With: Budget Wisely, Mortgage Education, Property Taxes Explained

Michael Bock May 29, 2025

Sweet Loans for Every Taste: Which Mortgage Treat Is Right for You?

Let’s face it, picking the right mortgage can feel overwhelming. But what if we made it more fun? Think of home loans like candy bars: each one has a distinct flavor, a specific audience, and its own perfect time and place. Whether you’re buying your first home, building your dream house, or tapping into retirement equity, there’s a mortgage match made just for you.

Filed Under: Mortgage Tagged With: Loan Flavors, Mortgage Humor, Mortgage Made Fun

Michael Bock May 28, 2025

Is Owner Financing Your Home the Smartest Move?

Deciding to sell your home can feel overwhelming, especially when you want to maximize profit and close quickly. One strategy gaining popularity is owner financing (also known as seller financing). But is it right for you? Let’s discuss how it works, when to consider it, and the key factors every seller should weigh.

Filed Under: Home Selling Tips Tagged With: Owner Financing, Real Estate Advice, Seller Financing

Michael Bock May 27, 2025

What’s Ahead For Mortgage Rates This Week – May 27th, 2025

Despite the recent pause on tariffs for Europe and progressing talks with China, the economic outlook remains largely negative across all sectors and markets. Although this week was relatively light on economic reports, the most notable was the Leading Economic Indicators, which showed a significant decline in every measurable category for April. This decline is largely attributed to the tariff policies implemented recently. Overall, the outlook remains pessimistic, despite other markets showing a more favorable reaction to the recent pauses on tariffs.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Michael Bock May 26, 2025

Honoring Our Heroes and Celebrating the Meaning of Home

This Memorial Day, we pause to remember the brave men and women who gave their lives in service to our country. Their courage, sacrifice, and commitment to freedom have made it possible for all of us to pursue our dreams, including the dream of home ownership.

Filed Under: Holidays Tagged With: Honor and Remember, Memorial Day, Thank You For Your Service

Michael Bock May 23, 2025

How Much Down Payment Do You Need for a Mortgage When Buying a Home?

If you’re considering buying a home, you’re likely wondering how much you’ll need for a down payment. The common belief is that you need to put down 20% of the home’s purchase price, but that’s not the only option and in many cases, it’s not even necessary.

Filed Under: Mortgage Tips Tagged With: Down Payment Help, Home Buying Journey, Mortgage Tips

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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Valrico, FL 33596

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